.terms-of-service-page{background:#fff;min-height:100vh;font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif}.terms-container{display:flex;max-width:1400px;margin:0 auto;min-height:100vh}.terms-nav{width:300px;background:#f8f9fa;border-right:1px solid #e9ecef;padding:2rem 1.5rem;position:sticky;top:0;height:100vh;overflow-y:auto}.terms-nav h3{color:#004aad;font-size:1.2rem;margin-bottom:1.5rem;font-weight:600;border-bottom:2px solid #004aad;padding-bottom:.5rem}.terms-nav ul{list-style:none;padding:0;margin:0}.terms-nav li{margin-bottom:.5rem}.nav-link{background:none;border:none;width:100%;text-align:left;padding:.75rem 1rem;border-radius:6px;cursor:pointer;transition:all .2s ease;font-size:.9rem;line-height:1.4;color:#333}.nav-link:hover{background:#e9ecef}.nav-link.active{background:#004aad;color:white}.nav-link-text{color:inherit;text-decoration:none;display:block}.nav-link.active .nav-link-text{color:white}.nav-link .nav-link-text:hover{text-decoration:none}.terms-content{flex:1;padding:2rem 3rem;max-width:calc(100% - 300px)}.terms-header{margin-bottom:3rem;text-align:center;border-bottom:2px solid #e9ecef;padding-bottom:2rem}.terms-header h1{color:#004aad;font-size:2.5rem;margin-bottom:.5rem;font-weight:700}.effective-date{color:#666;font-size:1.1rem;margin-bottom:.25rem}.last-updated{color:#666;font-style:italic;margin-bottom:1.5rem}.summary-box{background:#f8f9fa;padding:1.5rem;border-radius:8px;border-left:4px solid #004aad;margin-top:1rem}.summary-text{color:#333;font-size:1rem;line-height:1.6;margin:0}.terms-section{margin-bottom:3rem;scroll-margin-top:2rem}.terms-section h2{color:#004aad;font-size:1.6rem;margin-bottom:1.5rem;font-weight:600;border-bottom:1px solid #e9ecef;padding-bottom:.5rem}.terms-section h3{color:#333;font-size:1.2rem;margin-bottom:1rem;margin-top:1.5rem;font-weight:600}.terms-section p{color:#333;margin-bottom:1rem;font-size:1rem;line-height:1.7}.terms-section ul{margin-left:2rem;margin-bottom:1.5rem}.terms-section li{color:#333;margin-bottom:.75rem;font-size:1rem;line-height:1.6}.contact-info{background:#f8f9fa;padding:2rem;border-radius:8px;border-left:4px solid #004aad;margin-top:1.5rem}.contact-info p{margin-bottom:.75rem;font-size:1rem}.contact-info a{color:#004aad;text-decoration:none;font-weight:500}.contact-info a:hover{text-decoration:underline}.terms-section a{color:#004aad;text-decoration:none;font-weight:500}.terms-section a:hover{text-decoration:underline}@media (max-width:1024px){.terms-container{flex-direction:column}.terms-nav{width:100%;height:auto;position:static;border-right:none;border-bottom:1px solid #e9ecef}.terms-content{max-width:100%;padding:2rem 1.5rem}.terms-nav ul{display:flex;flex-wrap:wrap;gap:.5rem}.terms-nav li{flex:1;min-width:200px}}@media (max-width:768px){.terms-content{padding:1.5rem 1rem}.terms-header h1{font-size:2rem}.terms-section h2{font-size:1.4rem}.terms-nav{padding:1.5rem 1rem}.terms-nav ul{flex-direction:column}.terms-nav li{min-width:auto}}